Top 5 Crypto Payment Gateways for 2025

In 2025, exchanges, brokers, fintech apps, and e-commerce platforms alike are embracing digital assets, not just as an alternative payment method, but as a way to reduce friction, open new revenue channels, and tap into global user bases. But not all crypto payment gateways are created equal.

The right solution depends on your business model, compliance posture, user needs, and long-term roadmap. While some gateways are plug-and-play, others offer deep integrations with trading, liquidity, and custody infrastructure. This list ranks the top five crypto payment providers in 2025 and why one platform stands out above the rest.

1. Shift Markets: Powering Crypto Payments and Beyond

The all-in-one crypto infrastructure for platforms that move fast. For platforms that want more than just checkout buttons, Shift Markets delivers full-stack crypto infrastructure (wallets, payments, liquidity, and exchange-grade technology) in a single backend. Whether you’re an exchange, broker, or payments company, Shift helps you accept crypto deposits, automate wallet flows, and convert user capital into trading volume or revenue.

Why It’s #1:

• Accept 175+ digital assets including BTC, ETH, and stablecoins
• Smart wallet routing for both institutional and retail payment flows
• Unified trading platform with integrated spot and derivatives support
• Built-in liquidity access through institutional-grade providers
• Fiat on/off ramp ready, supporting multiple deployment models and compliance zones

Best for crypto-native platforms, FX brokers, fintechs, and exchanges building beyond checkout.

2. MoonPay: Fiat-to-Crypto Onramp for Consumer Platforms

MoonPay specializes in facilitating the purchase of cryptocurrencies and NFTs using traditional payment methods like credit cards and Apple Pay. With a presence in over 160 countries, it serves as a bridge between fiat currencies and digital assets, making it easier for consumers to enter the crypto space.

Key Features:

• Single API for banking and payment services
• Virtual IBANs and FX services
• Supports digital currency businesses
• Global license network for international operations

Best for sonsumer platforms and NFT marketplaces seeking seamless fiat-to-crypto conversion solutions.

3. OpenPayd: Banking-as-a-Service with Crypto Capabilities

OpenPayd provides a modular banking-as-a-service platform, offering financial services through a single API. It supports digital currency businesses by providing access to banking and payment networks, including virtual IBANs and FX services.

Key Features:

• Invoicing + hosted checkout
• Payouts in fiat (USD, EUR, GBP, etc.)
• Multi-user business accounts
• QuickBooks integrations

Best digital currency businesses requiring integrated banking and payment solutions.

4. Stitch: African Payment Infrastructure with Crypto Integration

Stitch is a South African fintech company offering a variety of payment solutions, including online payments, bank transfers, and crypto payments. It caters primarily to enterprise businesses across Africa, providing open access to multiple payment methods.

Key Features:

• Supports various payment methods, including crypto
• Offers in-person and online payment solutions
• Provides instant payouts and cash flow management tools
• Plugins for popular e-commerce platforms

Best for businesses operating in Africa seeking versatile payment solutions with crypto capabilities.

5. Checkout.com: Enterprise Payment Processing with Crypto Support

Checkout.com is a British multinational fintech company that processes payments for other companies, including digital asset exchanges like Coinbase. While its primary focus is on e-commerce and fintech partners, it offers robust payment processing capabilities that can support crypto transactions.

Key Features:

• Processes payments for major companies like Netflix and Pizza Hut
• Supports digital asset exchanges
• Offers financial services tailored to enterprise needs
• Headquartered in London with a global presence

Best for enterprise businesses requiring scalable payment processing solutions with crypto support.

Crypto Payments Are Just the Start

Adding a crypto payment gateway used to be a forward-thinking move. In 2025, it’s table stakes. But the platforms leading the space aren’t just enabling payments, they’re transforming user deposits into deeper engagement, trading volume, and network effects.

Shift Markets sits at the top of this list because it doesn’t treat payments as a standalone tool, it’s part of a broader infrastructure that connects deposits to trading, liquidity, and growth. Whether you’re an exchange, brokerage, or fintech platform, Shift gives you the rails to build on-chain and off-chain capital flows into your product experience.

Launching a crypto product this year? Get in touch to see how Shift helps you build faster, launch smarter, and grow stronger.